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What is Laybuy?
When you need a new outfit but life has other ideas, Laybuy has your back! Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. And it's interest free - um, yes! That's what we call a practical way to pay for the modern day gal.
Who can use Laybuy?
Any NZ resident over 18 with a current debit or credit card.
How do I use Laybuy?
- Simply select Pay by Laybuy at checkout.
- Returning customers only need to confirm the order to complete the purchase.
- New customers can sign up at checkout and start using Laybuy today.
- Your order is processed immediately and your payment schedule is established.
- Only a sixth of your order value is due today and the rest is split over 5 weekly automatic payments on the day of the original purchase.
What is my Laybuy limit?
Your limit is assigned through our instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!
You can also spend more than your assigned limit, the excess will be added to your first payment.
How do Laybuy returns work?
Should you need to return your items, and your items are faulty, you are eligible for a refund via Laybuy and we can cancel the payment plan. Items that are returned for change of mind or sizing are eligible for a store credit only, unless returned within the timeframe specified here.
Anything else I should know?
The payment arrangement is made with Laybuy and they will approve payments at the time of order. You must pay one sixth of your value upfront and then pay the following five sixth's off at the time of the payment schedule. If you do not have the funds in your account Laybuy will decline this order. The full payment schedule will be provided to you at the time of purchase.
A late fee of $10 will be applied to your account 24 hours after a missed payment.